About Us

SNC Funding & Investments is your premier source for all of your investment funding needs.  If you are searching for bridge loans, hard money loans, investment refinance, cash-out or private money.  SNC Funding & Investments is your answer.  

SNC Funding & Investments is your one-stop-shop commercial investor loans.  Through our vast network of lending partners, we provide equity based lending with quick response and fast closings to meet the funding needs of our clients Nationwide.

We secure funding for:  

  • Commercial property
  • Residential housing
  • Apartments  
  • Raw Land
  • Churches
  • Restaurants
  • Hotel/Motel

Loan amounts between $500,000 to $200,000,000.  

We specialize in non-traditional commercial loans both long-term and short-term.  Recourse and NonRecourse Loans Nationwide.

Need a quick close on a deal?  We can help with that to.  WE have the sources that can close in as little as two weeks. At SNC Funding & Investments we have relationships with lending partners with immediate capital to deploy so that you can take advantage of opportunities that require immediate action as well as clients that have unique circumstances, cash-outs, bankruptcy, and credit issues.

Property Types

Multifamily 5 plus units


5 units or 500 units.  We have the capital sources to get your particular loan request funded and off the ground. SNC Funding and Investments partners permanent and bridge financing. Recourse and non-recourse, first mortgage financing for the acquisition or refinancing of stabilized multifamily properties, as well as bridge financing for pre-stabilization multifamily properties expected to meet permanent financing criteria within 36 months of closing.  

All of our apartment building loans are offered at competitive rates, so owners and investors can spend less on interest and fees and turn an even bigger profit from their investment. There are flexible loan terms and payment schedules available to fit the needs of any owner or investor, whether the funding is used on the purchase of an existing building, the construction of a new building, or the renovation of an existing structure. 

Office and Retail


SNC Funding and Investments, offers full capital stack solutions for the acquisition, recapitalization and development of office buildings in markets across the nation. Permanent financing is targeted to assist investors in purchasing or refinancing existing office properties with debt arranged to meet immediate and long-term investment requirements. Permanent financing options include Bank Loans, CMBS, Life Company, and Small Balance Loans. Loans start at just $1,000,000 with up to 75% leverage and amortizations as long as 30 years.

 SNC Funding and Investments secures construction and permanent loans for financing Retail Strip Center Financing, and Shopping Mall Loans. Our programs also include anchor strip center, and retail center property types nationwide.
A shopping mall or shopping centre is a building or set of buildings which contain retail units, with interconnecting walkways enabling visitors to easily walk from unit to unit. 



 SNC Funding and Investments provides commercial real estate mortgage loans for warehouse buildings and in most primary and secondary market locations. Tertiary locations are on a case by case basis. SNC Funding and Investments understands the special financing needs of warehouse properties. We provide commercial property loans for the acquisition or refinancing of above average condition warehouse building properties around the country.
Acceptable properties may be used for manufacturing, research and development, storage, and assembly with property quality grade of B or better. Properties should be located in industrial park developments with good access to major highways and thoroughfares. 

Special Use Properties


SNC Funding and Investments arranges commercial real estate mortgage programs for Self Storage and other similar property types located in all 50 states and Canada. SNC Funding and Investments understands the special financing needs of Self Storage properties. We secure commercial property loans for the acquisition, refurbishing or refinancing of above average condition Self Storage Building properties around the country.Our Self Storage Loan programs provide borrowers with fast flexible financing options with competitive rates and fees. We offer stated income storage facility financing, and low documentation program options to borrowers depending on their individual requirements and needs. 



SNC Funding and Investments can secure funding for many of the Major Hotel properties Nationwide.  The amount of money that you need to borrow to buy a hotel will depend on a number of factors including the size of the building (in particular, the number of bedrooms), its location and the facilities on offer to guests. Strong management and sponsorship credentials are important when securing a mortgage loan. SNC Funding and Investments understands the importance of finding the best hotel financing package for your hotel loan. That is why we offer superior customer service and a wide selection of products for hotel financing. Contact SNC Funding and Investments if you need to refinance an existing Hotel property or you need acquisition financing for a new project.

Single Family 1-4


Smart, seasoned investors generate recurring monthly revenue through rental properties.  Taking advantage of the best rental properties in your area requires fast access to funding, not only to purchase the property but to make the required repairs and capital improvements that allow you the greatest return on your investment. 

As an investor, fix and flip loans give you an opportunity to make fast cash on your investment properties while revitalizing communities.To grab the best deals on properties for sale and make the most on every investment, you need access to fast, easy funding. That’s where SNC Funding and Investments comes in, securing creative funding to help seasoned investors like yourself close on loans faster, with no-strings-attached funding.  Providing ARV funding up to 125% of the purchase price purchase and rates staring at 8% for 12 months.  



Credit Lines up to $100,000

SNC Funding and Investments  offers the most affordable and accessible business line of credit available. No credit score minimum, no collateral and no UCC/lien filing are required- just an active business account. Terms are available from 12 to 24 weeks with fees from 4.66% (that’s only $466 on a $10,000 line!) There are no out-of-pocket fees, no junk fees and no prepay penalty (pay off the line any time without penalty). Apply below no hard credit pull at application), get approval in minutes and draw funds the next dayBusinesses operating > 3 months and with > $25,000 in revenue are considered. 

Program Highlights

  • $1,000 to $100,000
  •  Rates From 4.66%
  •  No Credit Score Min.
  •  No Paperwork
  •  No Prepay Penalty
  •  12 to 24 Week Terms
  •  Next Day Funding
  •  No Upfront or Junk Fees
  •  No UCC or Lien Filings
  •  No Collateral Required
  •  Nationwide Program
  •  Few Restricted Industries


  • Down Payment
  • Closing Cost
  • Renovation
  • Working Capital

Funding Needs

Acquisition Financing

Seeking funding for your next acquisition? We can help.  WE have funding for long term financing or short term bridge.  Up to 75% LTV financing with rates as low as 5%

Debt Restructuring

Is your current note due?  Or is your rate not as competitive as you would like?  We work closely with our clients to full access their specific needs and structure a program that drives ROI.

Cash Out

SNC Funding and Investments has funding sources that can maximize your cash out business purpose needs.  Up to 75% LTV and with long term financing terms and rates as low as 5.5%,  Get the cash out that you need to start your new project.

Rehab Loans

We have creative and aggressive rehab loan programs that can fund up to 125% of  the current value for single family projects for experienced rehabbers.  For commercial projects we can secure funding for all major capital expenses.  

Construction and Development Financing

SNC Funding and Investments arranges construction loans for residential and commercial real estate ground up development projects Nationwide.  Loans from $200K to $200M.  CLTV up to 75% and rates starting at 5%.  We can take you from  horizontal to vertical build.  From land acquisition to construction to permanent  long term financing.  

Foreign National Program

  • Max LTV 75%
  • Max Loan Amount $1,000,000
  • Qualify at 640 FICO score
  • Designed for experienced investors.
  • Copies of the borrower’s passport and unexpired visa must be obtained
  •  NO Reserves required
  • Funds for down payment and closing costs must be sourced or seasoned for 60 days
  • Must be in US depository for 30 days prior to closing

Available Funding Relationships

Connected to Direct Funding Sources

The Process


Ready to discover the SNC Funding Difference? Below are the easy steps to start growing your real estate business today:

1) Call us for a Consultation and get Pre-Qualified!
Call us at (214) 310-4117 for a consultation and get our Investor Starter Package., You can complete the form and submit it to us or we can take your information on the phone to get you started right away! As a true Relationship Brokerage firm, we want to learn more about your business needs and your goals. During the initial consultation, we will explain our programs and determine together the best option for you.

2) Get Proof of Funds or Pre-Approval Letters
Once you have been Pre-Qualified, you will receive a Conditional Term Sheet outlining in detail the terms and conditions, which will also allow you to obtain Proof of Funds letters for your deals. Proof of Funds Letters will enable you to make competitive offers on your investment properties and prove to sellers that you are REAL.

3) Submit a Deal for Quick Closing.
After your offer has been accepted, simply complete and send in the standardized SNC Funding Deal Submission Package. We will immediately start processing your loan for a quick closing should it meet the underwriting criteria.

4) Direct Wire Loan Funds
Once your loan closes we stay involved until all loan proceeds are disbursed and you are completely satisfied.

5) Repeat!
Watch your rehab business grow - and your profits multiply - from the added volume of deals you can do with the help of SNC Funding.

call us at (214)-310-4117 or email us at myscenario@sncfunding.com




Incorporate Your Business

The term "incorporating" is defined as the act of creating a new corporation under the laws of a particular state. The term can also refer to the formation of a Limited Liability Company (LLC). The act of incorporating, no matter which version you choose, allows you to.  protect your personal assets–the biggest reason that business owners incorporate.  If you are unsure whether to incorporate or which type is best for you, click on the button below. 

Credit Repair

I do not need to tell you how important having good credit is.  It can mean the difference between securing a rate that allows you to maximize ROI or possibly having to pass up on a great investment opportunity.  If you need assistance in this area, click on the button below.

Legal Assistance

If you are in business, who can you turn to for sound legal advise?  You need access to a network of attorneys that can help with all the related legal stuff–business and personal–so you can stay focused on what matters most.   Click on the button below for more information.

Loan Calculator

Use this handy tool for calculating ROI

Business Financing

We want to help every business owner obtain the funding they need to pursue their dreams. We’ve helped more than ten thousand entrepreneurs overcome financial obstacles and see their business grow.   If you are seeking funding to grow your business, click on the button below.

Get Funded

SNC Funding and Investments is ready to work with you to help Fund the Dream

Client Endorsements

Great experience!

"Working with Sherman at SNC Funding and Investments was a great experience!  He answered all questions we had in a timely manner (evenings & Sundays!), was patient during a lengthy process and is very knowledgeable.  Most importantly, he worked FOR us!  He went above and beyond and we couldn't recommend him enough."

Carrie, Iowa   

Very professional!

"It has been a great pleasure working with Sherman Cowley and his firm, SNC Funding and Investments.  Sherman is very professional and very knowledgeable. He worked tirelessly to assist me to close my lengthy and sometimes challenging real estate transaction. He did what he said that he would do.  I would definitely I recommend as well as work with Sherman again."

 Ed, Scottsdale, AZ. 

Quick and efficient!

 “Working with Sherman was a pleasure. His ability to complete my transaction quickly and efficiently was instrumental in getting the investment property I wanted. I welcome the chance to continue working with Sherman as I expand my real estate investment portfolio." Armando, Washington, DC. 

Good folks!

 “I have worked with SNC Funding and Sherman Cowley for a number of years and have been especially pleased with their service. Submissions I have made to them have been quickly and objectively reviewed and acted upon. The most recent one took less than 3 weeks to complete and the fees were most reasonable.  I highly recommend Sherman and SNC Funding and Investments. Good folks with whom to do business. I will certainly be using them often again.”

Sandy,  Dallas, TX. 

Great follow-up!

 "I have enjoyed working with Sherman of SNC Funding and Investment.  He is very professional, honest and reliable.  He gets the job done and has great follow-up.  I would work with him again and I would also recommend his services to any real estate investor." 

Darren, Detroit, MI. 

Goes above and beyond!

“Sherman is a very diligent and exemplary loan professional that goes above and beyond to making sure that the client is contented with the services as well as getting the job done. He has closed 4 different real estate transactions for me within 5 months. Is the best broker that can get the deal consummated without delay and drama.”

Timothy, Chicago, IL.

Contact Us

Drop us a line!

Funding the Dream


3001 S. Hardin Blvd., Suite 110-313, McKinney, TX. 75070

Office: 214.310.4117 / Direct: 469.751.7320 / Fax: 214.220.6108 / Email: sherman@sncfunding.com